Recent Posts

  1. Health Benefits of Sunlight Exposure

    by Cameron Bramwell

    Most people are familiar with the risks of unprotected sun exposure, such as sunburn, wrinkles, freckles, eye damage and skin cancer. However, although overexposure to the sun is bad for your health, getting enough exposure to sunlight is necessary and beneficial. Adequate time in the sun gives you several benefits: A boost in serotonin, a […]

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  2. Insuring Your College Student

    by Cameron Bramwell

    Protecting Your Student’s Belongings It is crucial that you contact JJ Insurance, Inc. about the rules and limitations of your coverage when it comes to your son or daughter’s dorm room. Many homeowners policies consider a dorm room as an extension of your home, so items your child keeps there may be covered to some […]

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  3. Why Do I Need Life Insurance?

    by Cameron Bramwell

    Life insurance isn’t a pleasant thing to think about, and it may seem like an unnecessary expense. But if you have dependents who rely on you for financial support, then life insurance is really about protecting them in case something happens to you. Your designated beneficiary would collect a financial benefit upon your death. Youth […]

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  4. Cyber Liability Insurance

    by Cameron Bramwell

    One of the biggest stories of the 2013 holiday shopping season had nothing to do with the hottest toys or the increased reliance on online shopping: Hackers infiltrated Target’s point-of-sale system in December and gained access to the credit and debit card information of 40 million customers and the personal information of 70 million more. […]

  5. Auto Insurance 101

    by Cameron Bramwell

    Understanding what insurers look at when they calculate auto insurance premiums can help drivers find ways to save on their insurance costs. Here are the most common factors affecting premiums: Age, sex and marital status – People under 25 years old are more likely to get into an accident, so rates will be higher for […]

  6. Split Point Updates for 2015

    by Cameron Bramwell

    In 2015, the primary-excess split point will increase to $15,000 in many states—a change implemented by the National Council on Compensation Insurance (NCCI).  An adjustment for claim inflation will bring the increase to an anticipated total of $17,000 or $17,500.  The primary-excess split point divides losses in the experience rating process into a primary and […]

  7. Car Seat and Booster Safety for Your Kids

    by Cameron Bramwell

    Category: EducationSafety

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    According to the National Safe Kids Campaign, motor vehicle crashes are the leading cause of unintentional injury-related death among children younger than 15 in the United States. Child safety seats, when installed and used correctly, can prevent injuries and save lives. In fact, young children who are properly restrained in car seats and booster seats […]

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  8. Preventing Type 2 Diabetes

    by Cameron Bramwell

    One-third of those with type 2 diabetes (6.2 million people) do not know that they have the disease.  According to the American Diabetes Association, diabetes often goes undetected because many of its symptoms seem harmless. Symptoms Do any of the following symptoms sound familiar? Frequent urination Excessive thirst Extreme hunger Unusual weight loss Increased fatigue […]

  9. Take Steps to a Healthier You!

    by Cameron Bramwell

    Category: Education

    Tags:

    So you eat right and exercise but want to do more to maintain your health? Well, how about taking some extra steps while you’re away from home? According to the U.S. Surgeon General, most Americans should log 10,000 steps per day to reduce the risk of disease and help lead a healthy, productive life. Consider […]

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  10. 2015 Goal Setting

    by Cameron Bramwell

    Resolutions are possibly the best and worst part of beginning a new year. Who doesn’t like a fresh start or a new challenge? However, New Year’s resolutions can often be viewed negatively. Part of the reason many resolutions fail is that the term is seasonal and fixed to a very specific holiday. Come February, New […]

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