Recent Posts

  1. Avoiding Condo Coverage Gaps

    by Cameron Bramwell

    Category: EducationInsurance

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    If you own a condominium, you have both common and personal insurance needs. When selecting coverage, it’s important to determine exactly what is covered by your association’s master policy and what is not. Typically, the condo association carries a master policy that covers common areas, such as the lobby, walkways, boiler, basement, etc. In most […]

  2. Long-Term Care Insurance

    by Cameron Bramwell

    What is Long-Term Care Insurance? It is designed to help pay for long-term medical and non-medical services that would otherwise be paid out-of-pocket.  Some policies cover nursing home care, while others include coverage for an entire range of services such as care in an adult day care center, assisted living, medical equipment and formal and […]

  3. Sewer Backup Coverage

    by Cameron Bramwell

    Planning for the Unexpected If your home is your castle, the last thing you want to do is to come home to discover raw sewage seeping into your home’s basement or a toilet overflowing from you second-floor bathroom due to a broken sewer line. Both can create major and costly damage, but the good news […]

  4. Healthy Portion Sizes

    by Cameron Bramwell

    Category: Food

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    Did you know that in the 1980s, a typical bagel had 140 calories and a 3-inch diameter? Today, a bagel averages 6 inches and is a whopping 350 calories! With 64-ounce fountain drinks, jumbo-size snacks, massive restaurant entrees and the ability to “up-size” fast food for pennies more, it is easy to get confused about […]

  5. Supreme Court Changes Rules on Contraceptive Mandate

    by Cameron Bramwell

    Category: InsuranceNews & Updates

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    DID YOU KNOW? On June 20, the Department of Labor (DOL) issued a proposed rule that would expand Family and Medical Leave Act (FMLA) leave rights for same-sex spouses. The proposal would use the “place of celebration” rule, meaning that FMLA eligibility would be determined by legality of same-sex marriage in the state where the […]

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  6. Watermelon is Healthy and Delicious!

    by Cameron Bramwell

    With so many tasty recipes using watermelon, you and your family can enjoy salads, smoothies and slices all summer long. Health benefits of watermelon: Watermelon contains lycopene, the cancer-fighting nutrient also found in tomatoes. Watermelon contains a compound linked with helping the skin heal and regenerate. There are 50 calories and 141 grams of water […]

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  7. Risk Management

    by Cameron Bramwell

    Category: Insurance

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    Risk management is the identification, assessment, and prioritization of risks and the subsequent coordinated and economical application of resources to minimize, monitor, and control the probability and impact of losses.  An agency’s use of effective risk management can create opportunities for lower insurance premiums for their clients, save their clients from paying out-of-pocket costs such […]

  8. Sunscreen Specifics

    by Cameron Bramwell

    Use Sunscreen of SPF 15 or Higher During the Summer Season This applies to all outdoor activities: walking, biking, swimming, running, gardening, etc. Use a broad spectrum (UVA/UVB) with a SPF of 15 or higher every day.  On days that reach 90 degrees or above, SPF 30 sunscreen is recommended The average adult in a […]

  9. Reducing Wildfire Risk & Car Rental Insurance

    by Cameron Bramwell

    Reduce Your Home’s Wildfire Risk Many homeowners face the risk of wildfires, which are usually triggered by lightning, drought or accidents. They spread quickly, igniting brush, trees and homes. Some homes survive, but unfortunately, many others do not. Those that survive almost always do so because their owners had prepared for fire. Reduce your risk […]

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  10. Tips for Healthy Eating

    by Cameron Bramwell

    FOOD FACTS … AND FICTION You know it’s important to eat plenty of whole grains, fruits and vegetables—but you probably have some questions regarding certain foods in your diet. Are avocados good or bad for you? While it’s true that avocados contain more calories and fat than other fruits or vegetables (one-fifth of an avocado […]

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