"Education" Archives

  1. Investigating a Sexual Harassment Claim

    by Cameron Bramwell

    Category: EducationInsurance

    Tags:

    Receiving a sexual harassment claim from an employee is a delicate situation. Employers must consider how they will respond to the complaint, how they will investigate the allegations and what guidelines they will use to assess the complaint’s validity. Ultimately, the employer’s response can have a significant effect on whether the employer is found liable […]

    Read More » Comments Off on Investigating a Sexual Harassment Claim
  2. 15 Warning Signs of Workers’ Compensation Fraud

    by Cameron Bramwell

    The WC (workers’ compensation) insurance system is a no-fault method of paying workers for medical expenses and wage losses due to on-the-job injuries. While the majority of WC claims are truthful, the National Insurance Crime Bureau reports that billions of dollars of false claims are submitted each year. To help you detect possible WC fraud, […]

    Read More » Comments Off on 15 Warning Signs of Workers’ Compensation Fraud
  3. Cyber Security Biggest Concern Among Businesses

    by Cameron Bramwell

    Cyber-related concerns grew by more than 20 percentage points among consumers from last year, moving from the fifth-ranked to the third-ranked concern overall, in the third annual Consumer Risk Index conducted by  The Travelers Companies. One in four Americans say they have been the victim of a data breach or cyber attack, according to the […]

    Read More » Comments Off on Cyber Security Biggest Concern Among Businesses
  4. Cyber Liability Insurance

    by Cameron Bramwell

    Cyber Liability Insurance Cyber liability is a relatively new kind of insurance product, dominated by a handful of insurance carriers. Despite the current level and severity of data breaches, losses have not yet hit the levels previously forecast by IT security experts, and as such, there has been a general decline in cyber liability insurance […]

  5. No Personal Umbrella? Legal Fees Could be a Problem

    by Cameron Bramwell

    The personal umbrella market tends to be a stable one. But as the U.S. legal environment becomes more plaintiff-friendly, that could change in the coming years—especially in light of upcoming technology and lifestyle trends that will impact how important it is that your personal lines clients secure an umbrella. “We look at [personal umbrella] loss […]

    Read More » Comments Off on No Personal Umbrella? Legal Fees Could be a Problem
  6. September is Life Insurance Awareness Month

    by Cameron Bramwell

    Many of us fall short in reviewing our insurance policies the way we should.  It is very important to review all insurance policies, but life insurance may be the most important.  According to the 2015 Insurance Barometer Study by Life Happens and LIMRA, more than 40% of Americans have no life insurance.  This study also […]

    Read More » Comments Off on September is Life Insurance Awareness Month
  7. Real-World Case Study: The Risk of Teen Driving

    by Cameron Bramwell

    Real-World Case Study: The Risk of Teen Driving Emily, a 17-year-old, decided to treat her best friend, Taylor, to a movie to celebrate finishing their finals. They were running late and didn’t want to miss the show, so Emily sped down the highway. She lost control going around a notorious turn and crashed into a […]

    Read More » Comments Off on Real-World Case Study: The Risk of Teen Driving
  8. Colorado Wage Payment Requirements

    by Cameron Bramwell

    Several federal laws regulate wage payments, including the Fair Labor Standards Act (FLSA), the Davis-Bacon Act and the Service Contract Act. Colorado law also imposes state wage payment requirements. When federal and state laws are different, the law that is more favorable to the employee will apply. The Colorado Department of Labor and Employment (CDLE) […]

    Read More » Comments Off on Colorado Wage Payment Requirements
  9. Colorado Overtime Wage Laws

    by Cameron Bramwell

    Federal overtime wage payment requirements are governed by the Fair Labor Standards Act (FLSA). In Colorado, these requirements are governed by the Colorado Wage Act (CWA). Under both laws, employees must receive one and one-half times their regular wage rate for all hours worked in excess of 40 hours in a workweek. The Colorado Department […]

  10. Assessing Your Home for Hail Damage

    by Cameron Bramwell

    Many summer storms are capable of producing hail, which can damage your home. Depending on the materials used to construct the different areas of your home, damage may not always be clearly visible. Roofs on residential homes can be produced with a variety of different materials. After a hailstorm, inspect your roof as much as […]

    Read More » Comments Off on Assessing Your Home for Hail Damage
1 2 3 5