"Education" Archives

  1. Eliminating Indoor Air Pollution

    by Cameron Bramwell

    Americans spend approximately 87 percent of their time indoors, according to the U.S. Department of Energy. Since air circulation is often restricted inside, it is speculated that indoor pollutants are far worse for humans than poor outdoor air quality. In fact, the U.S. Department of Energy claims that indoor pollutant levels are potentially 100 times […]

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  2. 8 Ways to Stop Cybercriminals from Attacking Your Small Business

    by Cameron Bramwell

    Outsource payment processing. Avoid handling card data on your own. Reputable vendors, whether it’s for Point-of-Sale or web payments, have dedicated security staff that can protect that data better than you can. Separate social media from financial activity. Use a dedicated device for online banking. Use a different device for email and social media. Otherwise, […]

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  3. Avoiding Condo Coverage Gaps

    by Cameron Bramwell

    Category: EducationInsurance

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    If you own a condominium, you have both common and personal insurance needs. When selecting coverage, it’s important to determine exactly what is covered by your association’s master policy and what is not. Typically, the condo association carries a master policy that covers common areas, such as the lobby, walkways, boiler, basement, etc. In most […]

  4. Long-Term Care Insurance

    by Cameron Bramwell

    What is Long-Term Care Insurance? It is designed to help pay for long-term medical and non-medical services that would otherwise be paid out-of-pocket.  Some policies cover nursing home care, while others include coverage for an entire range of services such as care in an adult day care center, assisted living, medical equipment and formal and […]

  5. Sewer Backup Coverage

    by Cameron Bramwell

    Planning for the Unexpected If your home is your castle, the last thing you want to do is to come home to discover raw sewage seeping into your home’s basement or a toilet overflowing from you second-floor bathroom due to a broken sewer line. Both can create major and costly damage, but the good news […]

  6. Sunscreen Specifics

    by Cameron Bramwell

    Use Sunscreen of SPF 15 or Higher During the Summer Season This applies to all outdoor activities: walking, biking, swimming, running, gardening, etc. Use a broad spectrum (UVA/UVB) with a SPF of 15 or higher every day.  On days that reach 90 degrees or above, SPF 30 sunscreen is recommended The average adult in a […]

  7. The Importance of Disability Insurance

    by Cameron Bramwell

    There has been a recent rise in the amount of companies offering disability benefit plans to their employees. Companies see the value in this type of insurance; unfortunately, many of these companies’ employees do not. The increase in the number of companies offering disability benefit plans has been accompanied by a decrease in insured individuals. […]

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  8. Stay Safe in the Sun

    by Cameron Bramwell

    Skin cancer is both dangerous and common – it is the most common form of cancer in the United States and over two million people are diagnosed annually. Even more startling, sun exposure is the primary cause of over 90 percent of non-melanoma skin cancer cases reported in the United States. Though basking in the […]

  9. The Importance of Life Insurance

    by Cameron Bramwell

    Next week we will celebrate Independence Day. It is a time for family barbecues and appreciation for our great country. This Fourth of July, look around at your family and think about what would happen if you were no longer around. Would your family be financially protected? Life insurance isn’t a fun thing to think […]

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  10. Workout Injury-Free!

    by Cameron Bramwell

    Exercise is a great way to combat stress, lose weight and boost your energy. To get the most from your workouts, it is important that you add warming up, cooling down and stretching to your exercise routine. These three simple steps are proven to prevent painful and costly injuries later. Warming Up Warming up allows […]

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