"Insurance" Archives

  1. The Importance of Life Insurance

    by Cameron Bramwell

    Category: Insurance

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    Life insurance isn’t a pleasant thing to think about, and it may seem like an unnecessary expense. But if you have dependents who rely on you for financial support, then life insurance is really about protecting them in case something happens to you. Your designated beneficiary would collect a financial benefit upon your death. Youth […]

  2. Cyber Risks

    by Cameron Bramwell

    Data Breaches Increasing at a Record Pace According to a recent report from the Identity Theft Resource Center and CyberScout, 791 data breaches were reported during the first half of 2017 in the United States alone, marking a 29 percent jump from the same period in 2016. The increasing rate of cyber breaches indicates that […]

  3. Workers’ Compensation and the Aging Workforce

    by Cameron Bramwell

    Older Americans continue to delay their retirement or reenter the workforce to supplement their income and combat the effects of a down economy. According to the Bureau of Labor Statistics, the number of workers between the ages of 55 and 64 is estimated to climb to 29.3 million by 2020 and make up almost 18 […]

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  4. Flood Insurance

    by Cameron Bramwell

    Category: Insurance

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    Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. CONTACT US TODAY: Tel: (303) 871-8880 What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed […]

  5. Workers’ Compensation Services Overview

    by Cameron Bramwell

    HOW IS YOUR BROKER HELPING YOU LOWER YOUR WORKERS’ COMPENSATION PREMIUMS? Workers’ Compensation is a large and necessary cost, but there are still opportunities to save.  We’ll help you reduce claims and control costs by establishing workplace safety policies, streamlining your reporting procedures and identifying top loss sources.  JJ Insurance also offers a complimentary mod […]

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  6. 3 Things You Should Know About Your Workers’ Compensation Audit

    by Cameron Bramwell

    Although in many circumstances the word audit has a negative connotation, in the workers’ compensation world, an audit is simply the process that determines the actual premium due for a policy period. The premium paid at the beginning of a workers’ compensation policy period is based on estimated payroll and classification code information. Actual payroll […]

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  7. Dwelling Fire Coverage

    by Cameron Bramwell

    If you own rental or investment properties, you need to protect them from a host of potential perils, including fire, lightning, vandalism and theft. If your primary residence is located on the rental or investment property, a homeowners policy would cover you from many of the potential risks. But what if you live somewhere else? […]

  8. Why Are Auto Insurance Prices Rising?

    by Cameron Bramwell

    Inflation will cause the price of all insurance policies to rise slowly, but you may have noticed that your auto insurance has risen more than normal lately. Most lines of insurance cycle between soft and hard markets over a number of years, which has a direct impact on the price you pay. Now, the auto […]

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  9. Privacy and Cyber Security

    by Cameron Bramwell

    Know the Risks The first step in protecting your business is to recognize basic types of risk: Hackers, attackers and intruders. These terms are applied to people who seek to exploit weaknesses in software and computer systems for their personal gain. Although their intentions are sometimes benign, their actions are typically in violation of the […]

  10. Creating a Workers’ Compensation Process

    by Cameron Bramwell

    For the unprepared, workers’ compensation (WC) issues can be both confusing and costly. Fortunately for employers, there are ways to actively engage WC issues to influence their outcomes. Through management controls and active involvement in the WC process, your organization can effectively influence related costs. To do so you will have to establish a number […]

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