Retirement Plans

Few Things are More Personal than Saving for Retirement

At JJ Insurance, we really do care about the residents of Denver and the whole state of Colorado. Retirement plans are a valuable tool to make sure you maintain a level of comfort when you retire.

We understand how important that retirement fund is to your future, and we will work with you to plan for your golden retirement years. With more than 25 years of experience as an independent insurance agency, we can help you come up with a retirement plan that will give you peace of mind.

We offer a range of investment and insurance products including:

  • IRAs
  • Traditional IRAs
  • Roth IRAs
  • Simple IRAs
  • 401ks
  • Annuities
  • Life insurance
  • Long term care insurance

Established by the federal government, IRAs or Individual Retirement Accounts encourage people to save by providing tax incentives and other money-saving features whereas plans such as 401(k)s allow you to save part of your salary until after retirement. The advantages of a 401(k) include lowering your tax burden and allowing access for situations such as a home purchase or college tuition.

A life insurance policy is crucial to providing for your family’s security in case of your death. It can help with financial obligations such as funeral, mortgage, medical, and other regular living expenses. Life insurance will give you peace of mind that your family will be taken care of after you are gone whereas long term care insurance is required in a situation where physicians determine that medical assistance is required for the treatment of an illness or injury where recovery is not expected.

Long term care is not usually covered by regular health plans, Medicare, or disability coverage. Having a long term care policy in place can help pay for expenses and bills.

Contact JJ Insurance to start planning for your retirement today. We’ll take your needs personally because, when you work with JJ Insurance, you’re part of the family.