"Workers Comp Coverage" Archives

  1. Workers’ Compensation Coverage for Multi-State Firms

    by Cameron Bramwell

    If you have locations or workers in multiple states, then your workers’ compensation coverage may be more complicated than you realize. Workers’ compensation coverage written in one state may not protect you if workers are injured in another. Though some policies cover multiple states, others limit coverage to the state where the policy was written. […]

  2. Split Point Updates for 2015

    by Cameron Bramwell

    In 2015, the primary-excess split point will increase to $15,000 in many states—a change implemented by the National Council on Compensation Insurance (NCCI).  An adjustment for claim inflation will bring the increase to an anticipated total of $17,000 or $17,500.  The primary-excess split point divides losses in the experience rating process into a primary and […]

  3. Do I need Workers Compensation Coverage For My Small Business?

    by Cameron Bramwell

    Workers’ Compensation 101 for Your Small Business Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he/she will be reimbursed for lost wages […]

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