"Workers Comp" Archives

  1. Workers’ Compensation Coverage for Multi-State Firms

    by Cameron Bramwell

    If you have locations or workers in multiple states, then your workers’ compensation coverage may be more complicated than you realize. Workers’ compensation coverage written in one state may not protect you if workers are injured in another. Though some policies cover multiple states, others limit coverage to the state where the policy was written. […]

  2. Creating a Workers’ Compensation Process

    by Cameron Bramwell

    For the unprepared, workers’ compensation (WC) issues can be both confusing and costly. Fortunately for employers, there are ways to actively engage WC issues to influence their outcomes. Through management controls and active involvement in the WC process, your organization can effectively influence related costs. To do so you will have to establish a number […]

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  3. Officer Exclusion from Workers’ Compensation Insurance

    by Cameron Bramwell

    Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision. Executive officers […]

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  4. Colorado Workers’ Compensation- Employee Eligibility

    by Cameron Bramwell

    Workers’ compensation is a system of no-fault insurance that provides medical benefits and monetary compensation to employees who sustain work-related injuries and diseases. Workers’ compensation is governed by state law. The Workers’ Compensation Act of Colorado (WCAC) prescribes the requirements an employee must meet in order to receive workers’ compensation benefits in the state. The […]

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  5. Reporting Workers’ Compensation Claims

    by Cameron Bramwell

    Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee gets injured on the job are always the most […]

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  6. The Importance of Ongoing Safety Training for Your Company

    by Cameron Bramwell

    Ongoing safety training is essential to prevent injuries and maintain a strong safety culture.  Some of the benefits of conducting regular training are to: Enhance the employees’ ability to recognize risks Reinforce the proper way of performing a task to prevent short cuts and combat complacency Remind employees that working safely is supported by management […]

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  7. The Problem With Amendment 69 as it Pertains to Workers’ Compensation Insurance

    by Cameron Bramwell

    Colorado’s workers’ compensation system is one of the best in the nation, effectively balancing the needs of labor and business. The stability and financial security of the system is a boon to the state’s economy, helping retain business and lure new employers. But that will change if Amendment 69, or ColoradoCare, is approved by voters […]

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  8. 15 Warning Signs of Workers’ Compensation Fraud

    by Cameron Bramwell

    The WC (workers’ compensation) insurance system is a no-fault method of paying workers for medical expenses and wage losses due to on-the-job injuries. While the majority of WC claims are truthful, the National Insurance Crime Bureau reports that billions of dollars of false claims are submitted each year. To help you detect possible WC fraud, […]

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  9. Workers’ Compensation for Your Small Business

    by Cameron Bramwell

    Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages—typically a percentage of regular wages—and […]

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  10. Reporting Workers’ Compensation Claims

    by Cameron Bramwell

    Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee gets injured on the job are always the most […]

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