"Workers Compensation" Archives

  1. Workers’ Compensation and the Aging Workforce

    by Cameron Bramwell

    Older Americans continue to delay their retirement or reenter the workforce to supplement their income and combat the effects of a down economy. According to the Bureau of Labor Statistics, the number of workers between the ages of 55 and 64 is estimated to climb to 29.3 million by 2020 and make up almost 18 […]

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  2. Workers’ Compensation Services Overview

    by Cameron Bramwell

    HOW IS YOUR BROKER HELPING YOU LOWER YOUR WORKERS’ COMPENSATION PREMIUMS? Workers’ Compensation is a large and necessary cost, but there are still opportunities to save.  We’ll help you reduce claims and control costs by establishing workplace safety policies, streamlining your reporting procedures and identifying top loss sources.  JJ Insurance also offers a complimentary mod […]

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  3. 3 Things You Should Know About Your Workers’ Compensation Audit

    by Cameron Bramwell

    Although in many circumstances the word audit has a negative connotation, in the workers’ compensation world, an audit is simply the process that determines the actual premium due for a policy period. The premium paid at the beginning of a workers’ compensation policy period is based on estimated payroll and classification code information. Actual payroll […]

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  4. Creating a Workers’ Compensation Process

    by Cameron Bramwell

    For the unprepared, workers’ compensation (WC) issues can be both confusing and costly. Fortunately for employers, there are ways to actively engage WC issues to influence their outcomes. Through management controls and active involvement in the WC process, your organization can effectively influence related costs. To do so you will have to establish a number […]

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  5. Officer Exclusion from Workers’ Compensation Insurance

    by Cameron Bramwell

    Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision. Executive officers […]

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  6. Colorado Workers’ Compensation- Employee Eligibility

    by Cameron Bramwell

    Workers’ compensation is a system of no-fault insurance that provides medical benefits and monetary compensation to employees who sustain work-related injuries and diseases. Workers’ compensation is governed by state law. The Workers’ Compensation Act of Colorado (WCAC) prescribes the requirements an employee must meet in order to receive workers’ compensation benefits in the state. The […]

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  7. Reporting Workers’ Compensation Claims

    by Cameron Bramwell

    Workers’ compensation laws are often misunderstood because they can vary significantly between states. If your employee reports an injury and you are unsure of what steps to take, you are not alone. However, regardless of your company’s geographical location, the first two days after an employee gets injured on the job are always the most […]

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  8. The Importance of Ongoing Safety Training for Your Company

    by Cameron Bramwell

    Ongoing safety training is essential to prevent injuries and maintain a strong safety culture.  Some of the benefits of conducting regular training are to: Enhance the employees’ ability to recognize risks Reinforce the proper way of performing a task to prevent short cuts and combat complacency Remind employees that working safely is supported by management […]

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  9. Easy Guide to Cost Containment Certification with Pinnacol Assurance

    by Cameron Bramwell

    There are many reasons Pinnacol policyholders might consider implementing the State of Colorado’s Cost Containment Certification (CCC) program. Employers who have achieved the certification often see a decrease in claims costs, a reduction in losses, and experience less severe injuries. The certification can also make employers eligible for a discount on their workers’ compensation premium. […]

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  10. The Problem With Amendment 69 as it Pertains to Workers’ Compensation Insurance

    by Cameron Bramwell

    Colorado’s workers’ compensation system is one of the best in the nation, effectively balancing the needs of labor and business. The stability and financial security of the system is a boon to the state’s economy, helping retain business and lure new employers. But that will change if Amendment 69, or ColoradoCare, is approved by voters […]

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