November 26, 2024
cliffbUnderstanding the Current Hard Personal Lines Insurance Market
The insurance market is part of the same national and global economy as every other industry. Even when considering small, local agencies and relatively standard coverage options, events and patterns occurring thousands of miles away could play a role in market conditions. The average individual and family may have little impact on certain trends influencing […]
February 5, 2024
cliffbWhy You Should Get Life Insurance Now
When you’re in your 20s or 30s, you’ve hardly had time to adjust to your independence and the responsibilities that go along with it. Life insurance is probably the last thing on your mind, and it might even seem frivolous to you if you aren’t married or if you don’t have children. The fact is that […]
December 29, 2023
cliffbWhat Does a Condo Association Insurance Policy Cover?
Owning a condo building comes with many responsibilities; among them, securing comprehensive insurance coverage is paramount. A condo association insurance policy is not a mere formality; it’s a crucial safeguard against a range of potential risks that can impact the value and functionality of your investment. Understanding the intricacies of condo association insurance is essential […]
November 29, 2023
cliffbWhy Are Insurance Premiums Rising?
Insurance premium increases, also called premium rate hikes, have become a concern for policyholders across various insurance sectors. From auto and home insurance to health and business coverage, the cost of insurance is rising. Below are some of the factors that contribute to increased insurance costs. Risk Assessment and Claims History One of the primary […]
August 18, 2023
cliffbCommercial Property Insurance in Denver, CO
Commercial property insurance may help a business recover from unexpected incidents that result in property damage. Without commercial property insurance, a single event (e.g., a fire) could leave it with significant financial losses and put it at risk of bankruptcy or closure. What Does Commercial Property Insurance Typically Cover? While specific coverage may vary depending […]
May 17, 2023
cliffbThe Importance of Buying Flood Insurance
Flood insurance is a type of property insurance designed to help provide coverage for damages due to flooding. Contact J J Insurance in Denver, Colorado, to learn more about your flood insurance options. Why Is Purchasing Flood Insurance Important? Standard home insurance policies may include various coverages. Floods are considered a “vis major” event in […]