November 26, 2024
cliffbUnderstanding the Current Hard Personal Lines Insurance Market
The insurance market is part of the same national and global economy as every other industry. Even when considering small, local agencies and relatively standard coverage options, events and patterns occurring thousands of miles away could play a role in market conditions. The average individual and family may have little impact on certain trends influencing […]
July 29, 2024
JJ InsuranceCondo and Townhome Association Insurance
Condo and townhome association insurance is crucial for protecting the interests of individual unit owners and the entire community within a condominium complex. Offering comprehensive coverage for the association can help manage financial risks, preserve property values, and maintain overall stability and well-being. What Is Condo and Townhome Association Insurance? Condo and townhome association insurance […]
May 28, 2024
JJ InsuranceNavigating Auto Insurance in Colorado
Auto insurance is a crucial aspect of responsible vehicle ownership. In Colorado, understanding the nuances of auto insurance can help you make informed decisions and protect yourself financially. Contact J J Insurance in Denver, Colorado, to learn more about your auto insurance options and get a policy tailored to meet your needs. Colorado Minimum Auto […]
April 30, 2024
JJ InsuranceTips to Avoid Frozen Pipes
During winter, homeowners face the dreaded possibility of frozen pipes. When water freezes inside pipes, it expands, leading to cracks or bursts, causing significant damage and inconvenience. By implementing preventive measures and taking prompt action, you can reduce the risk of frozen pipes or effectively manage the situation should it arise. How to Prevent Frozen […]
March 27, 2024
JJ InsuranceFlood Insurance in Denver
Denver, renowned for its stunning views and first-rate breweries, may not immediately evoke images of flood-ravaged streets or inundated neighborhoods. While the Mile High City may not face the same risks as coastal regions, its unique geographical and meteorological characteristics make flood insurance a vital investment for residents and businesses. Do Denver Homeowners Need Flood […]
February 5, 2024
cliffbWhy You Should Get Life Insurance Now
When you’re in your 20s or 30s, you’ve hardly had time to adjust to your independence and the responsibilities that go along with it. Life insurance is probably the last thing on your mind, and it might even seem frivolous to you if you aren’t married or if you don’t have children. The fact is that […]
December 29, 2023
cliffbWhat Does a Condo Association Insurance Policy Cover?
Owning a condo building comes with many responsibilities; among them, securing comprehensive insurance coverage is paramount. A condo association insurance policy is not a mere formality; it’s a crucial safeguard against a range of potential risks that can impact the value and functionality of your investment. Understanding the intricacies of condo association insurance is essential […]
November 29, 2023
cliffbWhy Are Insurance Premiums Rising?
Insurance premium increases, also called premium rate hikes, have become a concern for policyholders across various insurance sectors. From auto and home insurance to health and business coverage, the cost of insurance is rising. Below are some of the factors that contribute to increased insurance costs. Risk Assessment and Claims History One of the primary […]
August 18, 2023
cliffbCommercial Property Insurance in Denver, CO
Commercial property insurance may help a business recover from unexpected incidents that result in property damage. Without commercial property insurance, a single event (e.g., a fire) could leave it with significant financial losses and put it at risk of bankruptcy or closure. What Does Commercial Property Insurance Typically Cover? While specific coverage may vary depending […]
May 17, 2023
cliffbThe Importance of Buying Flood Insurance
Flood insurance is a type of property insurance designed to help provide coverage for damages due to flooding. Contact J J Insurance in Denver, Colorado, to learn more about your flood insurance options. Why Is Purchasing Flood Insurance Important? Standard home insurance policies may include various coverages. Floods are considered a “vis major” event in […]