Business Insurance in Denver, CO

As independent agents JJ Insurance works with the best carriers in the world, like Travelers, Auto Owners, Nationwide, MMIC, Great American, Lloyd’s of London, Guard, Chubb, Berkshire Hathaway Homestate Companies, and CNA, to find you the best policy at the best rates possible. Call us at 303.871.8880 or request your free quote now!

As a business owner, protecting your enterprise financially against unforeseen risks is essential. Business insurance protects against potential losses arising from accidents, lawsuits, property damage and other unexpected events.

What Is Business Insurance?

Business insurance is a policy used to help safeguard businesses from common operational risks, offering financial protection against potential losses that can arise during regular business activities. Depending on the scope of the business, different types of insurance can be essential.

The following are some common coverages:

• General liability insurance can offer financial protection against third-party claims related to bodily injury, property damage and advertising injury.
• Property Insurance can financially cover physical assets like buildings, equipment and inventory against damage or loss due to fire, theft or other perils.
• Business interruption insurance can compensate for lost income and ongoing expenses when business operations are disrupted due to covered events.
• Professional liability insurance can be essential for professionals (e.g., doctors, lawyers, consultants) to cover claims arising from mistakes, negligence or inadequate advice.
• Product liability insurance can financially protect against claims related to defective products causing harm or injury to consumers.
• Commercial auto insurance can financially protect vehicles used for business purposes by offering liability and physical damage coverage.
• Workers’ compensation insurance can benefit employees injured on the job.
• Cyber liability insurance can help cover expenses associated with data breaches, cyberattacks and privacy violations.

How Much Does Business Insurance Cost?

The following are factors that can influence the cost of insurance premiums:

1. Type of business
2. Location
3. Size of the business
4. Claims history
5. Coverage limits
6. Industry risks
7. Policy deductibles

Contact JJ Insurance to navigate your business insurance needs. We can provide a quote based on your specific operations.