Contractors Insurance in Denver, CO
Contractors insurance can offer essential financial protection and reassurance for both contractors and their clients. By securing a comprehensive insurance package, contractors can confidently protect their business activities and meet their contractual commitments.
What Is Contractors Insurance? 
Insurance for contractors is designed to financially protect contractors and construction professionals from various risks associated with their work. By securing contractors insurance, professionals in the construction industry can safeguard their business operations, meet contractual obligations and help ensure financial stability in the face of unforeseen incidents.
What Does Contractors Insurance Cover?
Contractors policies typically cover a range of risks associated with construction and contracting work. The following are some common types of coverage included:
- General liability insurance may financially protect against third-party claims of bodily injury, property damage or personal injury.
- Workers’ compensation may help cover the costs associated with medical treatment and rehabilitation for employees who sustain injuries while performing their job duties. Additionally, it can offer financial support by compensating for lost wages during recovery, ensuring that injured workers can maintain their livelihood while they heal.
- Commercial auto insurance offers coverage for vehicles used in the course of business.
- Professional liability insurance may financially protect against claims of negligence or mistakes in professional services. This is often referred to as errors and omissions (E&O) insurance.
- Builders risk insurance may financially cover damage to buildings under construction due to events such as fire, theft or vandalism.
- Equipment and tool coverage may financially protect tools and equipment from theft, damage or loss.
Every policy can be customized to address the unique requirements of the contractor and the nature of their work.
Learn More
Contact JJ Insurance to discuss contactors insurance options. We will work with you to customize coverage, limits, endorsements and exclusions to fit your operation-specific risk exposures.