Recent Posts

  1. Flood Insurance

    by Cameron Bramwell

    Category: Insurance

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    Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. CONTACT US TODAY: Tel: (303) 871-8880 What Protection Does it Offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed […]

  2. Workers’ Compensation Services Overview

    by Cameron Bramwell

    HOW IS YOUR BROKER HELPING YOU LOWER YOUR WORKERS’ COMPENSATION PREMIUMS? Workers’ Compensation is a large and necessary cost, but there are still opportunities to save.  We’ll help you reduce claims and control costs by establishing workplace safety policies, streamlining your reporting procedures and identifying top loss sources.  JJ Insurance also offers a complimentary mod […]

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  3. 3 Things You Should Know About Your Workers’ Compensation Audit

    by Cameron Bramwell

    Although in many circumstances the word audit has a negative connotation, in the workers’ compensation world, an audit is simply the process that determines the actual premium due for a policy period. The premium paid at the beginning of a workers’ compensation policy period is based on estimated payroll and classification code information. Actual payroll […]

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  4. Dwelling Fire Coverage

    by Cameron Bramwell

    If you own rental or investment properties, you need to protect them from a host of potential perils, including fire, lightning, vandalism and theft. If your primary residence is located on the rental or investment property, a homeowners policy would cover you from many of the potential risks. But what if you live somewhere else? […]

  5. Why Are Auto Insurance Prices Rising?

    by Cameron Bramwell

    Inflation will cause the price of all insurance policies to rise slowly, but you may have noticed that your auto insurance has risen more than normal lately. Most lines of insurance cycle between soft and hard markets over a number of years, which has a direct impact on the price you pay. Now, the auto […]

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  6. 5 Ways to Prevent Digital Overload

    by Cameron Bramwell

    Digital overload is exactly what it sounds like, an overwhelming flood of information and stimulation from digital devices, and according to a survey from Microsoft it effects at least 34 percent of all employees. What’s more is this near-constant access to digital technology can be stress inducing, which could negatively impact your mental well-being. To […]

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  7. Privacy and Cyber Security

    by Cameron Bramwell

    Know the Risks The first step in protecting your business is to recognize basic types of risk: Hackers, attackers and intruders. These terms are applied to people who seek to exploit weaknesses in software and computer systems for their personal gain. Although their intentions are sometimes benign, their actions are typically in violation of the […]

  8. Workers’ Compensation Coverage for Multi-State Firms

    by Cameron Bramwell

    If you have locations or workers in multiple states, then your workers’ compensation coverage may be more complicated than you realize. Workers’ compensation coverage written in one state may not protect you if workers are injured in another. Though some policies cover multiple states, others limit coverage to the state where the policy was written. […]

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  9. Creating a Workers’ Compensation Process

    by Cameron Bramwell

    For the unprepared, workers’ compensation (WC) issues can be both confusing and costly. Fortunately for employers, there are ways to actively engage WC issues to influence their outcomes. Through management controls and active involvement in the WC process, your organization can effectively influence related costs. To do so you will have to establish a number […]

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  10. Officer Exclusion from Workers’ Compensation Insurance

    by Cameron Bramwell

    Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure. While owners and corporate officers can exclude themselves from coverage, there are potential drawbacks to opting out that need to be seriously considered before you make your decision. Executive officers […]

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